Payment Plans

• What is Affirm?

  Affirm is a financing alternative to credit cards and other credit-payment products. Affirm offers instant financing for online purchases to be paid in fixed monthly installments over 3, 6, or 12 months. Although Affirm performs a credit check when you apply for a loan, this won’t impact your cr...

• How does Affirm work?

  Affirm loan-application process steps: At checkout, choose Pay with Affirm. Affirm prompts you to enter a few pieces of information: Name, email, mobile phone number, date of birth, and the last four digits of your social security number. This information must be consistent and your own. To ensu...

• Does Affirm perform a credit check? Does it impact my credit score?

  Although Affirm performs a credit check when you apply for a loan, this won’t impact your credit score. However, if you’re approved and decide to buy with Affirm, your loan and payments may affect your credit score.  Paying on time can help you build a positive credit history.

• How do I make my payments?

  Before each payment is due, Affirm sends you an email or SMS reminder with the installment amount that is coming due and the due date. You have the option to sign up for autopay, so you don’t risk missing a payment. Follow these steps to make a payment: Go to www.affirm.com/account. Enter your ...